How can I get an SME loan in Bangladesh?
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SME loans in Bangladesh are available from commercial banks, specialized SME banks like SME Foundation, and microfinance institutions. You need a trade license, TIN, business bank statements, and a business plan. Some banks offer collateral-free SME loans up to Tk 5-10 lakh. The Bangladesh Bank has refinance schemes for women entrepreneurs, agribusiness, and green businesses at concessional rates. Interest rates typically range from 9-14%. Processing takes 1-3 weeks depending on the bank.