What is the Bangladesh Bank's financial inclusion program?

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Bangladesh Bank promotes financial inclusion through agent banking, mobile financial services, and no-frills accounts. Agent banking allows banks to provide services through agents in rural areas without full branches. Mobile financial services like bKash and Nagad enable banking without traditional accounts. The central bank also mandates that banks open accounts for farmers, garment workers, and low-income individuals with zero or minimal balance requirements. These programs aim to bring unbanked populations into the formal financial system.

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